Bad Credit Credit card Faq
Bad Credit Guide realizes that the bad credit credit card process
is often confusing and difficult to understand. We represent only those credit cards that have been approved by Consumer Affairs.com. We are also assisting consumers by offering a Black List of Credit Cards and related offers - Credit Card Blacklist. We are hopeful that we can eliminate some of those difficulties with the aid of this faq. If not, please don't hesitate
to send us
an e-mail and we will be happy to assist you!
Also, it may be wise to check with our affiliate - Free Credit Search - before you apply (in the bottom box found above). This will save you a lot of time and energy, since they do all the work for you.
Q:
What is the difference between a Secured Credit card and an Unsecured credit card?
A: Secured credit cards are different from unsecured credit cards because they act more like a debit card than a real credit card. Secured credit cards require that you deposit an amount of money onto the card, which becomes the maximum amount you can charge on the card when making purchases.
Q:
Can I get approved for a bad credit credit card even if I have bad or destroyed credit?
A: YES! Look at the cards above. They are credit cards for people with bad credit. Remember, we DO NOT list any card that Comsumer affairs has BlackListed. Only those cards that are in good standing are recommended.
Q: How long does
the bad credit credit card application process take?
A: For 90% of our bad credit credit card partners, the application only takes about 5 to 10 minutes to fill out at best. Upon its
completion, you will be contacted by one of the credit card's representatives. If you're approved for a bad credit credit card, you should have notification of that approval within 48 hours.
Q: What are the
interest rates for my bad credit credit cards?
A: Remember, these are usecured credit cards, thus they have no interest charges.
Q: How much
does it cost to fill out an application?
A: There is absolutely NO CHARGE
to apply for bad credit credit cards with Bad Credit Guide's participating lenders!
Q:
What type of credit cards can I qualify for?
A: With reasonably good credit, you may apply for a Secured credit card. With no credit or bad credit, you may apply for an Unsecured credit card or try the Rewards 660 credit card, which is a card designed for those with poor credit.
Getting approved for
Bad Credit Credit Cards
has never been so easy!
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