Bad Credit Personal Loan Faq
Bad Credit Guide realizes that the bad credit loan process
is often confusing and often difficult to understand. We are hopeful that we can eliminate some of those difficulties with the aid of this faq. If not, please don't hesitate
to send us
an e-mail and we will be happy to assist you!
Q:
Can I get approved for a bad credit loan if I have bad credit?
A: YES! That's precisely what Bad Credit Guide is all about - helping you obtain a bad credit loan. We specialize in bad credit financing of all types.
Q: How long does
the bad credit loan application process take?
A: For 90% of our loan partners, the application only takes a few minutes to fill out at best. Upon its
completion, you will be contacted by one of our sponsors participating lenders. If you're approved for a bad credit loan, you should have notification of that approval within 48 hours.
Q: What are the
interest rates for my bad credit personal loan?
A: There are several mitigating factors - your credit history, the amount of the loan,
and the degree of credit risk all have some bearing on the interest
charges of your bad credit personal. Feel free to ask the lender handling
your loan, or send us an
e-mail if you have any questions regarding your bad credit loan interest rates.
Q: How much
does it cost to fill out an application?
A: There is absolutely NO CHARGE
to apply for a bad credit loan with Bad Credit Guide's participating lenders!
Q:
What type of bad credit personal loans can I qualify for?
A: You may apply for many different loans.
Q:
Do I have to apply from a specific place?
A: One of the benefits of Bad Credit Guide's lenders is that they assist you in finding a lender within your area. Most
likely the participating lender will help you find the bad credit loan
you need.
Q:
What type of loans can I receive if I have bad credit?
A: It really depends on the lender in question. Don't fret though, Bad Credit Guide
has many participating lenders that will offer you an array of loans
Q:
What about bad credit loan refinancing for an existing loan?
A:
Although they may be difficult to obtain, lenders do exist. Be prepared to pay a very high interest rate.
Q:
Is it possible to have a co-signer for a bad credit loan?
A: Of course!
Your chances for a bad credit personal
loan approval actually increases if your co-signer has a good credit history
Q:
Is there anything that I should know before I apply?
A: Read the Terms and Conditions well for the lender you are applying to.
Q:
Getting approved for
bad credit loans
has never been so easy!
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HFC and Beneficial are sub-prime lenders who offer loans to those that may have less than perfect credit
