In Arizona,
Desert Schools Federal Credit Union
has some branch locations which use
Equifax
instead of ChexSystems to verify new accounts.
At the branch locations which use Equifax, your
credit will determine what type of account you
are eligible for. At the branch locations which
use ChexSystems, you might try requesting a
savings-only account instead as aparently
Equifax is used for savings-only account
verifications.
With a savings account you can use
services such as
PayPal
which use EFT (Electronic Funds Transfer)
and ACH (Automated Clearing House) transactions.
If you learn which branches use which agency, let us
know so that we can post that information here.
Compass Bank which bought Arizona Bank)
verifies new accounts using TeleCheck instead
of ChexSystems.
DM Federal Credit Union
with branch locations in Phoenix and Tucson
was
reported
as to be not using ChexSystems.
Arizona Federal Credit Union
with branch locations in and around Phoenix and Tucson
was
reported
as to be not using ChexSystems when you open a
savings/ATM-only account.
With a savings account you can use
services such as
PayPal
which use EFT (Electronic Funds Transfer)
and ACH (Automated Clearing House) transactions.
The
Armed Forces Bank
serves military and civilian customers, and
appears to be willing to accomodate some
people with a negative ChexSystems record.
Branch locations
can be found at Fort Huachuca, Luke AFB,
and Yuma and also
out-of-state.
